Sales Team 0300 330 0718
Private Rent Team 0300 330 9496
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Shared Ownership

 Shared Ownership



Shared Ownership is a simple, affordable way to own a brand new home without taking out a huge mortgage.
How does it work?
You buy an initial share in your home – usually between 40% and 75% – and pay a discounted rent on the rest. The share that you buy will be the most you can afford based on our assessment.  Then, as your finances allow, you can buy further shares in your home, as and when you choose, until you own it outright. 
What are the costs?
Before you decide to buy, you need to consider all the initial costs, which include a reservation fee, valuation fee, legal fees and a mortgage arrangement fee (if applicable). Then, once you have bought your home, your ongoing costs will include your mortgage, rent, insurance, service charges, repairs, utility bills and council tax.

Buying more shares
You can buy more shares at any time once you have purchased your initial share.
Home improvements
Before you carry out any work, you must get written approval from us, and in some cases also from your mortgage lender. You may also need planning permission and building regulations approvals.

Selling your home

You can sell your home at any time.   First we will try to find a buyer for you, but if we have not found one after four weeks you can sell it on the open market.

More information

You can also read our frequently asked questions for more information.  You can also download our brochure here.

Registering for Shared Ownership
Call us now on 0300 33 00 718 and we'll register you so you can be the first to know about our new developments.  Alternatively you can email us at

*Not all Shared Ownership homes have the ability to purchase outright, this is usually the case in rural areas.  Please ask for details