If you've checked out our guides explaining How Shared Ownership Works, and are ready to make your move, here are the things you'll need to do, all with our help if you need it.
Register with your Help to Buy Agent
Firstly, you need to register with your regional Help to Buy Agent, which you can find by selecting your region HERE.
Help to Buy is a Government backed scheme, and local agents ensure that affordable homes are available for those that need it in their area. This means they will need to check that you pass a few criteria to make sure that Shared Ownership is the best option for buying your home.
The sooner you can register with your Help to Buy agent the better, as neither you, nor us, can proceed without it.
Use our find a home feature (the one at the top of this page) to search for your perfect home. You can even save your favourites or be updated when new homes become available by registering in our MyLiving area.
Agree on the financials
Then, once you have identified your dream home you will need to complete a short telephone assessment with one of our panel of financial advisors to make sure that the repayments are affordable and to start finding your Shared Ownership mortgage. You can read about why you need to complete this step in order to apply for a home.
We have selected our panel of advisors because of their high levels of service, as shown from customer feedback, and their experience of affordable housing schemes.
Once we have received your financial assessment from the FA, we will download your Help to Buy registration from your local agent and we will contact you to confirm your application.
Please contact one of our panel members below to complete your assessment:
Thomas Isaac Associates
Simon Smith CeMAP, DSM II
Mortgage and Protection Specialist
Phone: 01264 355546/07940 895846
Firstxtra Financial Services
Charlotte Goswell, Chris Hall
Phone: 01635 524391
New Business Team
Phone: 03300 249115
Woodward Insurance and Mortgage Services
Phone: 01458 844143
Dupree Mortgage Solutions
Phone: 01453 852 900
Hodgson Kearney Financial Services Ltd*
Richard Hodgson, Mike Kearney
Phone: 0117 301 4393
James Ruggiero Associates
Phone: 01793 863930
Financial advisors marked with a * offer their services to you free of charge. All other financial advisors listed here will charge a maximum of £99 on submission of your mortgage application and £99 upon completion. Charges listed exclude any fees charged by solicitors, mortgage lenders or surveyors.
You're nearly ready to go!
We're always happy to help you with any stage of this process, Contact Us to speak to one of our advisors.