What is staircasing?

So, you want to buy more shares in your home? Find out which option would work best for you.

For those with accessibility needs, this video transcript can be found here:

Buying more shares in your home, means owning more and reducing the amount of rent you pay – this is known as staircasing.

There are two options available to you, when you want to staircase:

Buy a little more at a time – You can buy additional shares in stages, typically in 10% increments


Buy all the remaining shares in your home to reach 100% ownership.

Once you staircase to 100% you’ll own your home outright and will no longer pay rent, but you will still be responsible for your mortgage repayments and in some cases service charges and ground rent.