We'll pay a part to get you on the property ladder in Dorset with Shared Ownership.
We partner with you to share the cost of buying your own home – you pay for the part you can afford and we’ll pay for the part that’s left. Affordable housing has never been easier than with Shared Ownership through Sovereign.
The Dorset coastline is probably best known for its World Heritage Site status and its Jurassic Coast, but it is also a notable Area of Outstanding Natural Beauty. With miles of blue flag sandy beaches and crystal clear waters, days out in Bournemouth, Christchurch, Poole, Swanage, Lyme Regis and Weymouth can all be enjoyed. Dorset has a variety of fantastic cuisine available, offering mouth-watering local produce including superb fresh seafood.
Check out our luxury range of affordable Shared Ownership apartments & houses below.
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We partner with you to share the cost of buying your own home – you pay for the part you can afford and we’ll pay for the part that’s left. It’s an opportunity to buy the home that’s right for you without needing the large deposit or the mortgage that goes with it.
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You buy a share in your home that’s right for you. That could be from 25% up to 75% initially. You’ll pay a reduced rent to us on the share we own and a monthly service charge.
As your finances allow, you can buy further shares in your home as and when you choose, meaning you’ll own more and pay less rent.
Typically, you’ll only need a deposit that is 5% of the value of your share, rather than of the total property value, meaning you could get moving sooner than you thought.
- As long as you are over 18
- Your household income is less than £80,000
- And you don’t already own a home at the time of buying your shared ownership property
… then Shared Ownership could be right for you!
Some properties may be bound by local connection restrictions in order to make them affordable for local customers. We'll let you know if there are any restrictions in place when you are searching for a property.
A deposit for a shared ownership home can start from just 5% of the share value you’re looking to buy. So for example:
If you’re looking to buy a home that has a 40% share value of £80,000, then your deposit could be as little as £4,000 - meaning you may be able to get on the property ladder sooner than first thought!
You can speak to our panel of financial advisors for more information around affordability.