Once you have been offered one of our homes, find out what full proof of funding you will need to supply in order to secure the property.
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The easiest way to supply full proof of funding is to provide an AIP (mortgage agreement in principle) and bank statement(s) confirming your deposit.
If your deposit is being gifted, the giftee will need to supply proof of the deposit in their account, along with a gifting letter confirming the amount they will be gifting to you.
If your deposit is coming from the sale of another property, you will need to provide proof of equity. This can be:
- A memorandum of sale to confirm the sale price of your current property
- A current mortgage statement showing the remaining balance on your mortgage
- If you do not currently have a mortgage, you will need to provide confirmation of this through the HM Land Registry