There are three things to do to apply for your new resales home...
01. View the property
You can arrange a viewing directly with the property owner by clicking 'Contact the owner' on the property listing and arranging a suitable time to view. Once you have viewing the home, if you'd like to go ahead with an application, make sure you let the owner know and complete the next two steps.
02. Register with Help to Buy
Make sure you’re registered with the relevant Help to Buy agency for your region here.
Help to Buy is a Government backed scheme, and local agents ensure that affordable homes are available for those that need it in their area. This means they will need to check that you pass a few criteria to make sure that shared ownership is the right option for you.
The sooner you can register with your Help to Buy agent the better, as neither you, nor us, can proceed without it.
03. Check the finances
Complete a financial assessment with one of our panel of Independent Financial Advisors
This is done over a short ten minute phone call with your selected Independent Financial Adviser (IFA).
Your IFA will discuss your mortgage options and make sure the purchase is affordable for you.
They will then send us your completed assessment to us on your behalf. You should hear back from the sales consultant within ten working days as to whether your application has been successful.